MortgageMarket has officially launched ZeroCapture, South Africa’s first purpose-built, secure AI agent designed specifically for mortgage origination.

Developed internally to solve the complex regulatory and credit realities of local lending, ZeroCapture replaces the slow, error-prone manual data entry that has historically bottlenecked the industry. The autonomous agent ingests financial documentation in real time, extracts and verifies the data, and automatically maps it into multi-bank submission formats simultaneously.

By compressing a traditional 45-minute administrative process into an under-five-minute digital flow, ZeroCapture delivers a 40-minute dividend on every submission. This clean, structured data reduces lender queries, eliminates rework cycles, and lifts bank approval ratios. Despite the technological leap, CEO Tim Akinnusi emphasizes that the tool is built to handle structural friction, not replace human expertise, ensuring that MortgageMarket’s team and partner brokers can focus entirely on high-value client advisory.